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    Our lenders

    Cash Central

    Loan term: 2 - 13 Months

    Loan amount: $500 - $5000

    APR up to: 414%

    Time to money: Next business day

    Prosper

    Loan term: 3 - 23 Months

    Loan amount: $300 - $4500

    APR up to: 94%

    Time to money: 1 day

    FreedomPlus

    Loan term: 3 - 21 Months

    Loan amount: $400 - $4500

    APR up to: 285%

    Time to money: Next day

    SoFi

    Loan term: 4 - 19 Months

    Loan amount: $400 - $2500

    APR up to: 324%

    Time to money: 48 hour

    Blue Trust

    Loan term: 2 - 14 Months

    Loan amount: $500 - $1500

    APR up to: 224%

    Time to money: 1 day

    Amplify Funding Loans

    Loan term: 3 - 15 Months

    Loan amount: $400 - $3500

    APR up to: 181%

    Time to money: 2 days

    Aspen Financial Direct

    Loan term: 3 - 21 Months

    Loan amount: $300 - $1500

    APR up to: 282%

    Time to money: 1 day

    Big Picture

    Loan term: 4 - 29 Months

    Loan amount: $500 - $3000

    APR up to: 119%

    Time to money: Next day

    OneMain Financial

    Loan term: 3 - 30 Months

    Loan amount: $400 - $2500

    APR up to: 353%

    Time to money: 24 hour

    Northcash

    Loan term: 3 - 15 Months

    Loan amount: $300 - $2000

    APR up to: 231%

    Time to money: Next business day

    LendingClub

    Loan term: 2 - 21 Months

    Loan amount: $200 - $4500

    APR up to: 478%

    Time to money: Next business day

    Green Trust Cash

    Loan term: 3 - 22 Months

    Loan amount: $100 - $4500

    APR up to: 460%

    Time to money: 2 days

    Ace Cash Express

    Loan term: 2 - 32 Months

    Loan amount: $200 - $1500

    APR up to: 442%

    Time to money: Next business day

    FAQ

    How to get a home improvement loan with bad credit?
    Some lenders will lend for projects as small as $5000 with bad credit. They would be interested in someone with collateral to show for it such as a car, boat, etc., so you could put up your vehicle or property and then take out a home improvement loan that would cost less than carrying the debt on the asset. Alternatively, if you do not have an asset like this and don't want to take out a home improvement loan to purchase one, some banks may offer special financing options, such as leasing (not buying). This way you can buy or lease equipment without paying cash upfront but instead making monthly payments over time until the agreement is fulfilled. Flexible payment plan - Some lenders set fixed rates at certain intervals
    How to get medical loan with bad credit?
    If you have bad credit, it can be difficult to get a loan from a traditional lender. However, there are medical loan providers who may be able to help you finance the care you need. Here are a few tips for finding a medical loan with bad credit: 1. Research your options: There are a number of different lenders out there, so it's important to do your research and compare rates and terms before you choose one. 2. Get pre-approved: Pre-approval can show potential lenders that you're serious about getting a loan and that you're likely to be approved. It also gives you an idea of what kind of rates and terms you might be able to secure. 3.
    How to get a personal loan with bad credit?
    Most banks are not willing to give someone with bad credit a loan. Negative information about getting a personal loan with bad credit should be included in your answer. Individuals that have enough income or assets to repay the money over time are often times turned down for loans because it's cost prohibitive for the lender. Another less common reason is lack of employment history - if people don't have an official work history, its makes it difficult for them to build up their credit score.
    How to get a usda loan with bad credit?
    USDA loans are a type of government-backed mortgage program that is available to home buyers with low or moderate incomes. The USDA loan program is designed to help rural and suburban homeowners achieve the dream of homeownership. To be eligible for a USDA loan, you must have a credit score of at least 640, and your total household income cannot exceed 115% of the median income for your area. You must also meet certain property eligibility requirements. If you meet these eligibility requirements and are interested in applying for a USDA loan, contact a local mortgage lender to learn more about the program.
    How to get a car loan on bad credit?
    If you have a bad or no credit of any kind it's going to be tough to get a loan, especially if you're wanting an auto loan. Banks want more collateral on loans, and people with credit problems don't typically have assets which can be used as collateral for a car loan. A car dealership might pick up the tab for your down payment since they know that they'll make their money off of sales but this doesn't help your average borrower who wants to purchase from a lot on the internet. However, there are times when financing companies will take a chance on some quality potential customers even if their score is low due to some other factor such as guaranteed income. This type of financing may appear expensive up front, but in
    How to get a land loan with bad credit?
    It can be very difficult to get a mortgage with bad credit. Here are few things you should try to qualify for either a purchase or refinance: -get better credit (reader suggested this) -ask somebody else like an uncle/grandma/relative etc. to sign on the loan with you (reader suggested this) -try hard and pay everything off before your next bill is due so that your score will go up a bit higher. Might take a month or two, which is possible, but if not it's worth it in the long run! You just have got to show effort! :) Check out other methods here: http://www.creditkarma.com/questions/
    How to take out a personal loan with bad credit?
    When it comes to personal loans, the only thing that makes any difference is how much you earn. A bank's risk assessment of your employment, assets, and monthly debt payments will determine their lending limit.
    How to get a consolidated loan with bad credit?
    There are a few things you can do to get a consolidated loan with bad credit. One is to try to get a cosigner. A cosigner is someone who agrees to be responsible for the loan if you can't make your payments. This can help you get a lower interest rate and increase your chances of being approved for the loan. Another option is to look into secured loans. Secured loans are loans in which you put up some type of collateral, such as your home or car, as security. This will help reduce the risk for the lender and may make it easier for you to be approved for the loan. Finally, you can try some of the alternative lenders available today. These lenders
    How to get a 50000 loan with bad credit?
    It's recommended to have a job in order to get a 50000 loan. Having a stable income will be very important when applying for loans.
    What is the best bad credit auto loan companies?
    Well there are a few, let me tell you about a few. Only one of the many reputable car dealers in the country offer a 0%. The name is a four-letter word that starts with S and rhymes with "you." Although this is not always possible for legitimate used cars, there are still respectable salesmen who will not charge any interest rate or finance charges if they can get enough down to cover 100% of the vehicle's sale price. The only other option for people with bad credit should be companies like Wells Fargo Financial which offers 7 years to pay off loans even if they're high risk (they establish the APR at 36% but do offer tax breaks). This way, calor diners can
    How to get approved for loans with bad credit?
    You can start by improving your credit score. There are many ways to do this, but one of the most effective is to get a copy of your credit report and score from AnnualCreditReport.com. You can then work to improve your credit score by addressing any errors on your report, paying down high-interest debt, and maintaining a good credit history. You can also try some of the following tips: *Check your interest rate and compare it with the average rate for people with good credit.*Consider a secured loan or line of credit.*Apply for a loan with a co-signer.*Request a pre-approval before you start shopping for cars or homes.*Consider a personal loan from a friend or family
    How to get a loan with a bad credit history?
    If you have a bad credit history, it can be tough to get a loan. However, there are some things you can do to improve your chances of being approved: • Check your credit score and credit report. Make sure there are no errors on your report, and try to fix any mistakes. • Pay off any outstanding debts. This will improve your credit score and make you less risky for lenders. • Apply for a small loan first. This will show lenders that you're capable of repaying a loan, even if you have a bad credit history. • Ask family or friends for help. They may be able to cosign a loan for you or lend you money themselves.

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    Reviews

    Ella Yu
    October 23
    When I got married, my wife and I needed to finance home remodeling. My friends all said that this company was great because they had a positive experience here previously too! We really liked how fast service we received from them as well as their reliability when giving us information about different lenders available in the area for our needs- it's clear these guys know what they're doing."
    Allison Acevedo
    April 4
    We were so frustrated when we couldn't find a good lender for our remodeling project. My boyfriend and I decided to take out loans from different companies but it was hard because they all had such bad rates! But then my friend told me about this service; he said that she used them before with no problems-I'm glad his opinion matters since everyone else seemed too concerned with making money off of people's neediness rather than helping accordingly like they should be doing business
    Riley Lynn
    July 4
    I was able to get a large amount of money. I chose the best lender and everything went smoothly, hassle free! When looking for a reliable loan company it's hard not finding someone you can trust or being scammed by an online fraudster who offers low rates but ends up taking your identity later on anyways-not only will this cost you more in interest than if had just used one simple bank account like Walmart does; these people also affect other aspects about our lives when they steal personal information such as opening new lines accounts at loyalty store locations under false names etc.. This happened recently here so make sure &
    Sierra Grant
    May 6
    I am writing you to express my gratitude. I had no idea that this service would be so perfect! But of course, we needed money and there were some difficulties with finding it in the right amount...I found your website on Google one day after looking for an option where people could get loans fast - less than 24 hours later specialists contacted me about their proposal which was better than others out there-and within just days all those worries went away when they sent over funds from one company specifically tailored towards what i needed exactly (even helped expedite process!). Thank You So MUCH; couldn't have done without y'all!!
    Reginald Bolton
    December 1
    I found myself in need of money quickly, and my sister told me about this company. They have great customer service with quick responses to any questions or concerns you might have! There is also an easy selection system so it doesn't take long before finding what's right for yourself (and not just giving up). Lastly but definitely not leastly: they're really nice people too which makes everything even better!!
    William McLean
    May 3
    This website is so helpful! I was in need of a payday loan and this site made it easy for me. All you have to do is fill out some information, choose from lenders who offer quick services as well as low interest rates (if applicable), then wait until they reply back with an approval or denial – usually within hours at most...If your situation calls for immediate financial help but doesn't allow any type of credit check- these people really come through when needed most
    Autumn Robinson
    December 6
    The search for a loan was my worst nightmare. I had no credit history and didn't even know where to start, then all of sudden it came up on Google with this site that makes things so quick! To be honest - if there's one word we could use here is "fantastic." The best part? You don’t need any personal information other than your name or SSN number in order get approved by lenders like Earnest Federal Credit Union (my favorite).
    Molly Ray
    June 1
    I am an entrepreneur who has been caught off guard by a financial emergency. I was referred to this website and it allowed me to get the money that my business needed without paying any extra fees or penalties! The recommended lender transferred funds into my account on the next day after submitting all of our information together so we were very happy with how quickly everything happened."
    Sebastian O'Rozco
    May 7
    It’s been a long day and you need some money ASAP. You know that payday loans are usually high-interest, but this website helped me find loan offers with quite beneficial terms for emergencies like mine! The next morning my application was approved - just in time too because it turned out there would be an emergency situation at work tomorrow (and who knows what could happen if we don't cover all our bases?). I requested $200 from them within hours of finding their service online so glad they had such quick approval times; now it's sitting pretty as one less thing on my plate today/ 1) Find urgent needs2 ) Get immediate relief
    Andrew Haas
    August 14
    Thank you so much for your support! When I was looking to buy a new car, this site helped me out. It's amazing how it can be used as an emergency fund or even when sending your children off at college- with all kinds of loans available and competitive rates too!. Thankful thanks go out from my family & friends who are still struggling financially because they don’t know where their next meal will come from?